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Xcapit

Fintech & Financial Services

Software Built for the Future of Finance

We help fintech companies, banks, and financial institutions build secure, scalable software — from digital wallets and payment systems to DeFi protocols and regulatory compliance tools.

Industry Challenges

Challenges We Solve for Fintech

Regulatory Compliance

Navigating complex financial regulations (PCI DSS, AML/KYC, open banking) while maintaining development speed requires deep domain expertise.

Real-Time Processing

Financial systems demand sub-second transaction processing, 99.99% uptime, and the ability to handle traffic spikes during market events.

Security & Trust

Financial data is the #1 target for cyberattacks. Protecting customer assets and data requires security-first architecture and continuous monitoring.

Our Solutions

What We Build for Fintech

Digital Wallets & Payment Systems

Crypto and fiat wallets, payment gateways, peer-to-peer transfers, and multi-currency platforms with bank-grade security.

Blockchain & DeFi Products

Smart contracts, tokenization platforms, decentralized exchanges, and blockchain-based financial instruments audited for security.

Compliance & Identity Solutions

KYC/AML automation, identity verification, regulatory reporting, and audit trail systems that keep you compliant across jurisdictions.

Data & Risk Analytics

Real-time transaction monitoring, fraud detection with AI, credit scoring models, and business intelligence dashboards.

Frequently Asked Questions

Do you have experience with financial regulations?
Yes. We've built systems compliant with PCI DSS, AML/KYC requirements, and open banking standards. Our ISO 27001 certification demonstrates our commitment to information security management — critical for financial services.
Can you integrate with existing banking systems?
Absolutely. We have experience integrating with core banking systems, payment processors (Stripe, MercadoPago), blockchain networks, and regulatory APIs. We design for interoperability from day one.
How do you ensure the security of financial applications?
Security is embedded in our development process: threat modeling, code reviews, automated security testing, penetration testing, and continuous monitoring. Our ISO 27001 certification covers our entire development lifecycle.

Ready to Build Your Fintech Product?

From digital wallets to DeFi platforms — let's discuss how we can help you build secure, scalable financial software.

Book a Discovery Call